Desert Financial Credit Union - Phoenix 44th Street

Products And Services

• Withdrawals

• Deposits

• Loan Payments

• Transfers

• Check Cashing

• Cashier’s Checks

• Money Orders

• New debit cards

• Notary

• Free Checking

  No monthly service fees, no minimum balance and no hassles.¹ ¹Checking is free; however, fees for overdraft or additional services may apply. Membership eligibility required.

  Link: Free Checking

• Youth Checking

  This free program helps kids build strong financial habits for their future — and a savings and checking account is just the start! They can earn, spend, save and borrow with adult guidance, get rewarded for their accomplishments, watch educational videos about financial topics and more.

  Link: Youth Checking

• Overdraft Services

  Link: Overdraft Services

• Early Direct Deposit

  Now you can get that payday feeling up to two days sooner with early direct deposit. The best part? Enrollment is automatic and easier than ever when you set up direct deposit! Give yourself more time to invest, spend, shop and save, all hassle-free.

  Link: Early Direct Deposit

• Savings Accounts

  Start on the path to reaching your financial goals with a savings account.

  Link: Savings Accounts

• Savings Certificates

  The credit union equivalent of a bank’s certificate of deposit (CD). Offers better rates than a standard savings account and a higher rate for longer terms.

  Link: Savings Certificates

• Money Market

  Want to earn higher dividends on your savings without committing to a savings certificate? A money market is a low-risk, high-yield savings option that gives you easy access to your funds!

  Link: Money Market

• IRAs

  Be future-ready with traditional or Roth IRA savings and savings certificates.

  Link: IRAs

• Digital Banking

  Access your finances 24/7 with our mobile app and Online Banking.

  Link: Digital Banking

• Zelle®

  Zelle® is a convenient way to send and receive money with friends, family and others you trust. Whether you’re splitting the cost of a meal, gift or trip, Zelle® makes it easy to pay your share.

  Link: Zelle®

• Auto Loans

  Buy or refinance your new or used vehicle with guidance at every turn.

  Link: Auto Loans

• Home Loans

  Buy, refinance or renovate your home with local service and great rates.

  Link: Home Loans

• Personal Loans

  Fund unexpected expenses, important purchases and more with a personal loan.

  Link: Personal Loans

• Student Loans

  Fill the gaps in your college funding with Credit Union Student Choice.

  Link: Student Loans

• Credit Cards

  Turn your everyday spending into everyday rewards!

  Link: Credit Cards

• Investments

  Craft an investment strategy that reflects your life and financial goals.

  Link: Investments

• Wills and Trusts

  Plan for tomorrow with Desert Financial Wills & Trusts.

  Link: Wills and Trusts

• Insurance

  Get tailored coverage for a variety of insurance types, from auto to Medicare.

  Link: Insurance

• Business Checking

  Your business is unique. Explore checking accounts that complement it.

  Link: Business Checking

• Business Savings

  Save for the future of your business with the flexibility an entrepreneur needs.

  Link: Business Savings

• Business Loans

  Bring your business plans to fruition with a boost in funding and confidence.

  Link: Business Loans

• Business Treasury

  Confidently run your business with simple, secure treasury management solutions.

  Link: Business Treasury

• Business Investments

  Craft an investment strategy that reflects your company’s financial goals.

  Link: Business Investments

• Business Insurance

  Protect your livelihood with affordable insurance tailored to your needs.

  Link: Business Insurance

• Financial Well-Being

  Stress less and live more with financial well-being tools from people who care about getting it right. Explore blogs, calculators, FAQs, webinars and workshops.

  Link: Financial Well-Being